Almost certainly a clutch problem. Post 93ish honda's use hydraulic self adjusting clutch actuation, so look to the clutch itself.
Anyway what your describing sounds like clutch drag, when the clutch does not fully disengage. How many miles are on your clutch? Is it harder to shift at high RPM? I've experienced the same thing before and I learned to double clutch in a hurry before I changed the clutch.
Typically clutch drag results from a worn diaphram spring. It can even be caused by a clutch hub spring breaking or popping loose of its retainer. Its very common for street cars, more common so than even clutch slippage id suspect.
Either way it sounds like time for a new clutch.
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Sunday, December 17th, 2006 AT 5:42 PM