2001 Ford Focus Speed Ratings

Tires and Wheels problem
2001 Ford Focus 4 cyl Automatic 115000 miles

I am doing research for a set of replacement tires. Ford's tire specifications for my car are P195/60R15 87T. On the tire label affixed on the rear driver side door jamb, it states that replacement tires MUST be with an equivalent speed rating of "T". Looking at the different brands such as Goodyear, Michelin, BF Goodrich and so on, most have online tire selection tools where you can enter in the Make, Model, Year and Option (such as SE or ZTS for a Ford Focus) of your vehicle and they will give you a list of their recommended tires for your vehicle. Some of the tires have 87T load/speed codes, while others have codes representing higher speed and load support. Most of the tire manufacturers have said they recommend replacement tires with an equivalent speed rating or higher, while Ford's specification label only says an equivalent and nothing about tires that can exceed those specifications. It has been difficult to speak to anyone at Ford about my situation. If I am limited to only 87T, then given the local businesses in my area where I can purchase tires and have them installed, I only have a few choices. But if I am able to exceed 87T, I have more options to choose from, especially when it comes to features of tires including dry & wet traction, smoothness and quietness of ride, etc.

Any help is greatly appreciated.