1997 Saturn SL2 engine lock

let me guess u ran it low on oil and now the engine is locked up.u probably spun one of the rod bearings on the connecting rod which means the bearing that goes between the rod and crankshaft has moved out of its fixed place and started turning then melted in place.if that happed then u could have damaged the rod or crank shaft.did u run it low on oil?
louie