Solved! It was a problem of my own design. Last year I put new catalytic converters on. I rushed the job towards the end because I was tired of rolling around in the mud and rain. Anyway, the doughnut gasket between the Y pipe and the straight catalytic converter with the spring bolts has worked itself loose. The reason it wasn't making the noise while parked is because there was no road vibration, not from lack of transmission engagement. The reason it felt gutless up hill is because the tracker is generally gutless uphill and the noise was "scaring" my foot off the gas. I figured it out when I heard the noise after hitting a pot hole at lower rpms and speed. The noise "bounced". It then occurred to me. The fluttering noise was the spring bolts trying to hold the pipes together. In the picture you can see the doughnut gasket is crooked. I'm guessing the belt noise I thought I'd heard was whistling. So this problem was specifically mine, but I figured I'd write it up anyways. Maybe someone can learn from my mistake.
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Wednesday, June 17th, 2020 AT 9:19 AM